Payday Loan – Offer, Conditions And Customer ProfileFinance
Payday Loan- current data, offer, conditions for receiving a loan, loan application, registration, customer profile and important information regarding the first loan Payday. We received from Payday a complete set of current materials regarding the terms of the loan, customer profile and the registration process in Payday. If you are interested in taking a loan online at Payday, we encourage you to read the important information.
By choosing a non-bank loan Payday, you can receive cash into your account on the day of submitting the application. Payday offers loans online at any time of the day or night. As with other loan companies, you must register and enter your details. In the case of a Payday loan, you must select a tariff and enter your bank account number, and then choose the loan amount and the repayment period. The cash will be transferred immediately after confirmation with an SMS code.
What is the profile of the Customer who intends to apply for a loan via the Internet at Payday? How much should Customer take, applying for a loan online at Payday? What is the minimum required monthly income? Does Payday Credit require a proof of income statement? Does Payday Credit verify customer’s income? How much does Payday offer online loans? Here are the guidelines that we received from Payday Credit
The profile of the client applying for the Payday loan
- age – 18 – 70 years,
- minimum required income – PLN 800,
- (in rare cases, Payday Credit. reserves the right to verify the Client’s income).
Requirements for the Payday Customer
- a Polish citizen with a place of residence in the Republic of Poland having full legal capacity,
- consumer in the meaning of the provisions of the Act on Consumer Lending,
- holder of a valid ID card,
- an active bank account holder for the purpose of executing and confirming the payment of a loan,
- the holder of the ability to pay liabilities to Payday Credit resulting from the loan taken,
- positive credit risk assessment,
- no existing debt to Payday Credit
Information about the loan Payday
- the minimum loan amount – PLN 100,
- the maximum loan amount – PLN 3,600,
- the minimum repayment period – 7 days,
- the maximum repayment period – 30 days.
Offered amount of loans by Payday
- START fare – from PLN 100 – PLN 1200,
- SILVER Fare – from PLN 100 – PLN 2400,
- GOLD tariff – from PLN 100 – PLN 3600.
Loyalty program for regular Payday customers
- 1 loan – 100% discount
- 2 loan – 25% discount
- 3 loan – 15% discount
- 4 loan – 20% discount
- 5 loan – 25% discount
- 6 loan – 30% discount
- 7 loan – 35% discount
- 8 loan – 40% discount
- 9 loan – 45% discount
- 10 loan – 50% discount
The first loan for free, the next one with a 50% discount – important information
APY: An example of calculating the cost of a loan in the “First Loan for Free” promotion. Actual Annual Interest Rate (APR): 0%, total loan amount (without additional costs): PLN 1000; fixed interest rate: 0% per day, total cost of the loan: PLN 1000 (including commission PLN 0, interest PLN 0). The loan period is 30 days.
Please be advised that in Payday the maximum amount of the loan, which can be requested by the client, increased to PLN 3,600. In addition, the amounts for individual tariffs have changed: the Start Tariff – from PLN 100 – PLN 1200, the Silver Tariff – from PLN 100 – PLN 2400, the Gold Tariff – from PLN 100 – PLN 3600.
We inform you about changes in the process of granting a non-bank loan Payday. Customer verification has been removed from the process by transferring BlueMedia of PLN 1. Instead, it is necessary to verify the account with Kontomatik (Verification Kontomatik – after a positive verification of the bank account, the customer receives about the allocated tariff, granted to the loan and the method of its payment).
Loan in Payday Loan is granted quickly and efficiently. The first loan for free … it’s easy. Non-bank loan Payday – click on the “Submit application” button and follow the messages. After positive verification of the bank account, the client waits for information about the assigned tariff and, as a result, the possibility of paying the loan. Information about the loan granted and the method of its payment is received by the customer via SMS and e-mail provided during the creation of the profile.